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HOA Dispute Resolution in California: From Mediation to Litigation

By: Luke S. Carlson, Esq. July 30th, 2025

Navigating disputes with your Homeowners Association (HOA) in California can feel overwhelming. Whether it's an issue with a violation notice, disagreements with board members, or concerns over HOA rules, homeowners have legal protections and remedies at their disposal. Understanding how to resolve these disputes effectively—through mediation, arbitration, or litigation—can make a significant difference in the outcome of your case. At LS Carlson Law, we offer expert guidance to help you navigate these complex issues, ensuring your rights are protected every step of the way.

Understanding California HOA Dispute Resolution

HOA disputes can arise over a variety of issues, including violations of community rules, unfair assessments, or decisions made by the HOA board. In California, these disputes are governed by the Davis-Stirling Common Interest Development Act, along with other provisions in the California Civil Code. The law provides homeowners with a clear framework for resolving conflicts, often beginning with internal dispute resolution (IDR) procedures.
California law places a strong emphasis on alternative dispute resolution (ADR) before taking any legal action. The goal is to resolve conflicts in a way that avoids costly litigation. Whether you're dealing with a minor issue or a serious dispute, understanding the options available to you is crucial for protecting your rights.

The Role of Mediation in HOA Disputes

In California, HOA mediation requirements are mandatory before certain legal actions can be taken. Mediation is a form of alternative dispute resolution (ADR) where an independent third party helps facilitate communication between the homeowner and the HOA board. During board meetings, the issue may be discussed and, ideally, resolved before reaching a more formal mediation or arbitration process. While mediation is voluntary, it is often a required step before escalating a dispute to court.
During the mediation process, both parties meet with a neutral mediator who helps them discuss the issue at hand. The mediator doesn't make a ruling but works to guide the conversation toward a mutually agreeable resolution. Mediation can be particularly useful in resolving misunderstandings about HOA rules or assessments without the need for lengthy and expensive litigation.

The HOA Arbitration Process

If mediation fails to resolve the dispute, homeowners in California can move to HOA arbitration. Arbitration is a more formal process where an arbitrator, often an attorney or retired judge, hears both sides and makes a binding decision. The HOA arbitration process can be faster than litigation and may offer a more efficient way to resolve disputes.
Under California law, arbitration is often required for disputes involving the Covenants, Conditions, and Restrictions (CC&Rs) of the HOA. These governing documents outline the rules for the community and are enforceable by the HOA board. If a homeowner disagrees with an HOA decision regarding these rules, arbitration may be the next step in the dispute resolution process.

California's Mandatory ADR for HOA Disputes

One of the most important aspects of California law regarding HOA disputes is the mandatory ADR requirement. Before a homeowner can file a lawsuit related to an HOA dispute, they must first attempt to resolve the issue through internal dispute resolution (IDR) or other forms of ADR, like mediation or arbitration. This California mandatory ADR HOA process aims to save both homeowners and HOAs time and money by resolving conflicts without resorting to a formal court case.
This requirement is a key part of the Davis-Stirling Act, which governs common interest developments (CIDs) in California. CIDs include planned communities, condominiums, and cooperatives. If ADR methods fail, homeowners may proceed to HOA litigation procedures, though this is typically seen as a last resort.

Small Claims Court: An Alternative for Certain Disputes

In some cases, homeowners may opt to take their HOA dispute to small claims court. This option is often available for disputes involving a limited amount of money, typically under $10,000. If a homeowner believes the HOA has violated their rights or failed to uphold the rules and regulations, small claims court can be an efficient and cost-effective way to resolve the issue.                  
However, there are limitations. For example, small claims court doesn't allow for attorney representation, so homeowners must represent themselves in these cases. It's important to consider the nature of the dispute and whether it falls within the scope of small claims court before pursuing this route.

The HOA Litigation Process: When Other Methods Fail

If all attempts at dispute resolution fail, the last option is to pursue HOA litigation. This is the formal legal process where a homeowner files a lawsuit against the HOA. Litigation is typically used when other methods, such as mediation and arbitration, have been unsuccessful or when the dispute involves complex legal issues or substantial financial stakes.
Attorney fees for HOA disputes can vary widely, depending on the complexity of the case. However, homeowners should be aware that pursuing litigation is often expensive and time-consuming. That’s why many homeowners seek legal advice before taking such a step to ensure they understand the potential costs and the likelihood of success.                                

Receiving a Violation Notice from Your Association: What to Do

If you’ve received a violation notice from your association, it’s important to take the issue seriously. The HOA is required to follow proper procedures when issuing a violation notice, and homeowners have a right to contest these violations. Many violations are based on the CC&Rs or Rules and Regulations of the HOA, so it's essential to review these governing documents carefully.
In many cases, a violation can be resolved by addressing the issue directly with the HOA. However, if the situation escalates, it may be necessary to follow the IDR procedure or pursue other dispute resolution options.

Get the Legal Support You Need

HOA disputes can be complex, but there are clear legal options available to California homeowners, from mediation to litigation. At LS Carlson Law, we’re here to guide you through every step of the process. Whether you’re dealing with a minor issue or preparing for a full-scale legal battle, we provide the expertise and support you need to protect your rights. Contact us today to discuss how we can help resolve your HOA dispute efficiently and effectively.

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